Privacy Policy

1. Introduction

halk sermayesi programı ("we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Policy describes the categories of information we collect, how we use that information, the circumstances under which we may share it, and the choices available to you regarding your data.

2. Information We Collect

• Account & Contact Information: Name, email address, phone number, and other details you provide when registering, submitting a form, or contacting us.
• Usage Data: Information about how you interact with our website and platform, such as pages visited, features used, and time spent on the site.
• Technical Data: IP address, browser type, device identifiers, operating system, and general location derived from your connection.
• Communications: Records of correspondence, support requests, and feedback you send to us.
• Cookies & Similar Technologies: Data collected through cookies and comparable tracking tools, as described in Section 6 below.

3. How We Use Your Information

• To provide, operate, and maintain the halk sermayesi programı platform and its features.
• To respond to inquiries, process requests, and deliver customer support.
• To improve our website, services, and user experience through analysis of usage patterns.
• To send administrative communications, service updates, and, where permitted, marketing messages.
• To detect, investigate, and prevent fraudulent, unauthorized, or illegal activity.
• To comply with applicable legal obligations and enforce our agreements.

4. Legal Basis for Processing

Where required by applicable law, we process personal data on one or more of the following legal bases: your consent, the necessity of processing to perform a contract with you, compliance with a legal obligation, or our legitimate interests in operating and improving our services, provided those interests are not overridden by your data protection rights.

5. Sharing & Disclosure of Information

We do not sell your personal information. We may share information with:

• Service Providers: Third parties who perform functions on our behalf, such as hosting, analytics, or customer support, under confidentiality obligations.
• Legal & Regulatory Authorities: Where disclosure is required to comply with law, regulation, legal process, or governmental request.
• Business Transfers: In connection with a merger, acquisition, reorganization, or sale of assets, subject to appropriate safeguards.
• With Your Consent: Any other party where you have explicitly agreed to the disclosure.

6. Cookies & Tracking Technologies

We use cookies and similar technologies to operate our website, remember preferences, and analyze traffic. You can control cookies through your browser settings; disabling certain cookies may affect the functionality of the platform. Where required, we will request your consent before placing non-essential cookies.

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, and enforce our agreements. Retention periods vary depending on the type of data and the purpose for which it was collected.

8. Data Security

We implement reasonable technical and organizational measures designed to protect personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

9. Your Rights & Choices

Depending on your jurisdiction, you may have the right to:

• Access, correct, or update the personal information we hold about you.
• Request deletion of your personal information, subject to certain exceptions.
• Object to or restrict certain processing activities.
• Withdraw consent where processing is based on consent.
• Request a copy of your data in a portable format.

To exercise any of these rights, please contact us using the details on our Contact page.

10. International Data Transfers

If we transfer personal information across borders, we will take steps intended to ensure that the data receives an adequate level of protection consistent with applicable data protection laws.

11. Children's Privacy

Our platform is not directed to individuals under the age of majority in their jurisdiction. We do not knowingly collect personal information from minors. If you believe a minor has provided us with personal data, please contact us so we can take appropriate action.

12. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of those third parties, and we encourage you to review their respective privacy policies.

13. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or for legal, operational, or regulatory reasons. The updated version will be posted on this page with a revised "Last updated" date.

14. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via our Contact page.